G&G verified business evidence
Gross bank lending to UK SMEs reached £68 billion in 2025, a 9% increase on 2024.
The British Business Bank reported this as the second-highest annual level since 2012, after the exceptional pandemic-related peak in 2020. Gross lending is a market-flow measure, not a measure of approval rates or affordability for every business.
Annual British Business Bank market assessment.
British Business Bank
Small Business Finance Markets 2025/26
The report records £68 billion of gross SME bank lending in 2025.
British Business Bank. Small Business Finance Markets 2025/26. 17th of March, 2026. https://www.british-business-bank.co.uk/sites/g/files/sovrnj166/files/2026-03/report-small-business-finance-markets-2026.pdf
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