Citation topic

Finance, Funding & Cash Flow statistics and evidence

Practical guidance for UK SME owners on cash flow, funding, financial planning and making better-informed finance decisions.

Lending: An Ever-Changing Financial Landscape

A practical guide to comparing modern business-finance options through purpose, affordability, security, total cost and risk.

The Prompt Payment Code has been replaced. This guide explains the current Fair Payment Code and practical steps for healthier supplier payments.

Understand when a business loan may support growth and how to test affordability, timing, security and downside before borrowing.

A practical cash-flow framework covering forecasting, invoicing, working capital and early action when a shortfall appears.

Assess whether restaurant borrowing supports a viable investment by testing use of funds, repayments, margins, cash timing and downside.

A practical starting point for reviewing allowable expenses, capital allowances and reliefs with current professional advice.